Terms of Service

Acceptance of Terms

By accessing and using the website and services of Lyrqonix SARL ("we", "our", or "us"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.

These Terms constitute a legally binding agreement between you and Lyrqonix SARL, a company registered in Luxembourg with registration number RCSB379146.

Description of Services

Lyrqonix provides finance technology innovations and legal compliance solutions. Our services include but are not limited to:

• Regulatory compliance consulting for financial technology
• Technology integration and implementation services
• Business growth consulting and strategic planning
• Security and privacy compliance solutions
• Data analytics and reporting services
• Ongoing support and maintenance services

User Obligations

By using our services, you agree to:

• Provide accurate and complete information when requested
• Use our services in compliance with all applicable laws and regulations
• Not use our services for any unlawful or prohibited purposes
• Maintain the confidentiality of any login credentials or access information
• Promptly notify us of any unauthorised use of your account
• Cooperate with us in good faith regarding service delivery
• Pay all fees and charges as agreed upon

Prohibited Uses

You may not use our services to:

• Violate any applicable laws, regulations, or third-party rights
• Transmit malicious code, viruses, or other harmful software
• Attempt to gain unauthorised access to our systems or data
• Interfere with or disrupt our services or servers
• Use our services to compete with or harm our business
• Reverse engineer or attempt to extract source code from our services
• Use our services for any fraudulent or deceptive purposes

Intellectual Property

All content, materials, and intellectual property rights in our website and services belong to Lyrqonix or our licensors. This includes but is not limited to:

• Trademarks, service marks, and trade names
• Copyrighted materials, software, and documentation
• Proprietary methodologies and business processes
• Website design, graphics, and user interfaces

You are granted a limited, non-exclusive, non-transferable licence to use our services for their intended purpose. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Service Availability

We strive to maintain high service availability, but we cannot guarantee uninterrupted access to our services. We may experience downtime due to:

• Scheduled maintenance and updates
• Technical difficulties or system failures
• Third-party service provider issues
• Force majeure events beyond our control

Fees and Payment

Service fees will be agreed upon separately and may vary based on the scope and complexity of services provided. Payment terms include:

• Fees are payable according to the agreed payment schedule
• All fees are exclusive of applicable taxes unless otherwise stated
• Late payment may result in suspension of services
• Disputed charges must be reported within 30 days of invoice date

Limitation of Liability

To the maximum extent permitted by applicable law, Lyrqonix shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the total amount paid by you for our services in the twelve months preceding the claim.

Nothing in these Terms shall limit our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of information
• Uninterrupted or error-free service operation

Indemnification

You agree to indemnify and hold harmless Lyrqonix, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Termination

Either party may terminate the service relationship with appropriate notice as specified in individual service agreements. We reserve the right to immediately terminate or suspend access to our services if:

• You breach any provision of these Terms
• Your use of our services poses a security risk
• You fail to pay fees when due
• We are required to do so by law or regulatory authority

Upon termination, your right to use our services will cease immediately, and you must discontinue all use of our proprietary materials.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Luxembourg, without regard to conflict of law principles. The Luxembourg courts shall have exclusive jurisdiction over any disputes arising from these Terms.

Any legal proceedings must be commenced within one year of the cause of action arising, except for claims relating to intellectual property rights or confidentiality obligations.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date.

Your continued use of our services after such modifications constitutes acceptance of the updated Terms. If you do not agree to the changes, you must discontinue use of our services.

Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. The unenforceable provision will be replaced with an enforceable provision that most closely reflects our original intent.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Lyrqonix regarding the use of our services and supersede all prior agreements and understandings.